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Injury to Persons, Property, and Relations, Doctrinal Issues in

Legal systems provide various answers when there are injuries to persons, property, and relations. The term injury is understood in the sense that a person other than the injured has caused the injury or, by her activities, has otherwise contributed to it. This entry therefore does not deal with injuries caused solely by natural disasters or like catastrophes for which no other person is responsible.

Injuries to persons, property, and relations are the unavoidable corollary wherever human beings live together and form a social community. In modern societies, the risk of being injured by the activities of others has increased compared with former times. This is due to many factors: an increase in population and social contacts; closer proximity to a greater number of neighbors; technical developments such as faster and stronger means of transportation, which pose greater risks; bigger and more dangerous industrial plants; and so on. How to react if injuries occur is and always has been one of the central challenges of society, and a main field of societal reaction is the legal system. Whenever a person suffers such loss, the law may be called on to react. The law can try, and certainly does much, to prevent the occurrence of injuries by precautionary measures such as safety standards, quality supervision, and the like. This precaution principle has recently gained increased importance.

Nevertheless, the law also has to take a stance if an injury has happened and ascertain how the loss can be allocated. Three principle reactions are possible: (1) let the victim bear the loss, (2) shift the loss to somebody else, or (3) share the loss between the victim and the other(s). All three solutions have been favored at different times and by various countries and can still be found in probably every current system of law. The task of the law is to find a reasonable and just mixture of these positions. The common starting point, however, is generally to let losses lie where they fall unless there is good reason to place the loss on someone else's shoulders.

The General System of Loss Allocation

Different fields of law treat the allocation of losses caused by injuries. Today in most countries, social welfare law is the area of first resort. It aims to protect persons against essential risks of life, such as workrelated illnesses, labor or other accidents, disability, and further risks. If one of these injuries or harms occurs, which is covered by a collective social insurance scheme, then the social security system steps in and offers benefits that do not depend on who caused the damage or who was to blame for the loss. It is the victim's need alone that counts and justifies social security benefits. Even if victims cause the illness, accident, or disability themselves, they are regularly entitled to benefits. On the other hand, social security benefits do not fully compensate the victim's loss. They regularly provide limited basic help instead of full compensation, and they provide it in case of injury to health and body only. Losses with respect to property are mainly excluded, and mere economic interests are almost never covered. However, if another person is liable for the victim's injury under civil or private law, the social security agency can generally recover its expenditures from the person held liable.

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