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In the United States and other urbanized countries, there is a continuum of housing alternatives for older adults, ranging from residential living situations for healthy, independent adults to residences for those who may be frail and require assistance. (Increasingly, the term older adults is used when talking about housing alternatives and other services for people who have long been referred to as “retirees,” “senior citizens,” or “the elderly.”)

In developing countries and countries with economies in transition, aging persons have historically remained in the family home or in extended family settings. In developed (or urbanized) countries, informal family care is also preferred, but numerous formal care housing alternatives exist. Ireland, Portugal, Sweden, and Great Britain are examples of countries with innovative housing practices. Japan is an example of a country that is developing a long-term care insurance program that will support frail, aging adults either in institutional care environments or in their own homes.

The housing alternatives available to older adults vary in size and type. The total package of residential alternatives is often referred to as a continuum of care, or the long-term care system. The following is a sample of the array of options open to older adults.

Housing-Only Options

Housing-only options include retirement housing, senior apartments, and the like. They are usually unlicensed environments with minimal or no on-site staffing. Other housing-only environments within or adjacent to a family home include accessory apartments (sometimes called mother-in-law apartments); Elder Cottage Housing Opportunity (ECHO) housing (small self-contained units placed in the yard of a family home); and house sharing, which can include cohousing or cooperative housing.

Community life in housing-only situations is defined by the personal preference of the individual. The actions of the individuals themselves, as well as family and friends, together with existing service systems, connect older adults to the community at large. If those relationships are strong and well developed, the person is more likely to feel integrated into the life of the community. If family and social networks are unavailable and community supports such as public transportation are limited, there are fewer opportunities for interaction, and the older adult may feel socially isolated.

Congregate Housing, or Board and Care

Also called congregate retirement, adult congregate living, residential care, domiciliary care, and a total of thirty other names, congregate housing offers residents limited services such as meals and housekeeping. In the United States, licensing varies from state to state. Congregate housing or its equivalent exists in developed countries. However, there is a strong preference for retaining older adults, especially those with relatively few dependencies, in a more family-like setting.

Congregate housing gives residents the opportunity for peer-to-peer interaction within the facility, particularly if meals are prepared or served collectively. Access to the neighboring community often depends on the physical location of the congregate facility and available transportation. If a facility is located away from community activities and transportation is difficult to arrange, the residents often develop a social network that is limited to fellow residents and visiting family members.

Adult Foster Care Homes

Adult foster care homes are also called adult family homes or personal-care homes, and they exist in many of the more urbanized countries. They are living arrangements in a family home or converted family home, in which an aging individual or a small group of aging people is provided housing and minimal personal care in a familial setting. Services provided may depend on what level of skills the providers have. It has been used in some states in the United States to house individuals who do not fit other categorical programs or who are too poor to pay for private care. Between 1990 and 2000, there was a 60 percent increase in the use of adult foster care in the United States.

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