Globalization has become a fact of life in the modern world. While there are many detailed definitions of globalization, there is at least some general agreement that it includes increased connectivity between people in all parts of the world. [Page 436]The most obvious part of globalization has been the increases in economic connectivity among countries and their populations, including trade, foreign investment, financial and currency transactions, and exchanges of other types of services. The extent of globalization, however, goes beyond the economic sphere. There has been increasing social and cultural contacts and interactions as people from different parts of the world travel and borrow from one another. Furthermore, there have been recent increases in migration, including movement of educated individuals seeking opportunities for advancement as ...