This book analyzes what microfinance money means to women; and in doing so, it focuses on the perspectives of individual women and of women-only groups. It explores women’s own money management strategies, group dynamics and learning processes in groups, and in this context, discusses the divergence between the perspectives of external intervening agencies, and those of women who are members of self-help groups. The book does not consciously follow a feminist methodology; yet the perspective is feminist, as it questions the benefits and costs to women from development programs.

Use of Money by Groups and Group Dynamics

Use of money by groups and group dynamics

How women perceive and use borrowed money is determined by their personal experiences. For rural women, self-help groups (SHGs) mediate and create a bridge between individual women and formal institutions like banks/microfinance institutions (MFIs). While being conduits for external funds to individual ...

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