Summary
Contents
Do you often wonderIs my money safe in banks? India is grappling with its worst banking crisis ever, and we are still trying to figure out what landed us here. This book analyses the role of the government and RBI in allowing the problem to reach the dimension it has assumed today. When will the never-ending NPA issue be resolved? Does it make sense to merge two PSBs when the culture and governance structures are alike? Should the RBI reserves be used in times of crisis? Should the tenure of a CEO be long or short? The book ponders and debates on some of these questions. Hits and Misses presents the two sides of the Indian banking story by giving an account of the reforms as well as quandaries in times of extraordinary economic and political challenges. The book answers many relevant questions by highlighting the highs and lows of the banking sector, which became subjects of debate in media and financial circles.
Banking on Reforms : The Narasimham Committee Report
Banking on Reforms : The Narasimham Committee Report
Why the Narasimham Report? This Report is quite epochal in our context as it did examine in great detail all aspects of banking and suggested the way forward. The Committee had the foresight to visualize most things that we are talking of today. Other studies and committees that have come subsequently have largely mouthed what was already suggested in these two reports (there were two of them in a span of around six–seven years). The Narasimham Committee had formed the backbone of the edifice of financial sector reforms in the country. The template laid down was remarkable as it had been ushered in 1991–1992 when a lot of research ...