Habitat for Humanity is an international, nonprofit, nondenominational Christian housing ministry formed to address poverty housing and homelessness through the building of safe, decent, and affordable homes. Though traditionally known for its sweat equity model of addressing poverty housing, Habitat is playing an increasingly significant role in direct disaster relief and recovery.

Using a sweat-equity model in which beneficiaries contribute their own labor, Habitat for Humanity partners with, trains, and works alongside future homeowners to build new, simple homes to address family and community housing needs. These homes are funded through private donations and financed through no-profit mortgages that allow homeowners to build equity and reduce their housing debt in ways that are appropriate to their income. Though they address the needs of individuals who face ...

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