Older workers represent a large and growing presence in the workforce in many parts of the world. Fullerton and Toossi (2001) reported a 21% increase in the U.S. civilian labor force aged 55 and older between the years 1990 and 2000, and projections through the year 2010 indicate that growth in this sector will continue throughout the decade. As a percentage of the total civilian labor force, it is expected that “over 55” workers will constitute almost 17% of the labor force by the year 2010. Labor force participation rates tend to drop off beginning at about age 55, due primarily to early and “normal” retirements. However, labor force participation rates among members of this group have also shown a steady ...