• Summary
  • Contents
  • Subject index

Providing cutting-edge perspectives and real-world insights into the greater utility of probability and its applications, the Handbook of Probability offers an equal balance of theory and direct applications in a non-technical, yet comprehensive, format.

21 Credit Scoring
21 Credit scoring
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Introduction

When you apply for a loan at a bank, the loan officer has to make an assessment of the risk that you will not be able (or willing) to repay the loan and interest. In making this assessment, it is assumed that this risk depends on characteristics of ...

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