Summary
Contents
Subject index
This unique and timely book, edited by Michael J. Austin, introduces and connects social justice to the core values of social work across the curriculum. It presents the history and philosophy that supports social justice and ties it to ethical concepts that will help readers understand social justice as a core social work value. The book further conveys the importance of amplifying client voice; explores organization-based advocacy; and describes how an understanding of social justice can inform practice and outlines implications for education and practice.
Predatory Lending
Predatory Lending
Introduction
How do these people meet their financial needs?
- With only $100 in the bank, a single mother suffers a car break down, and payday is still 2 weeks away.
- A couple with poor credit would like to buy into the American Dream of homeownership.
- An elderly homeowner on Social Security needs a new roof but cannot afford it.
- An 18-year-old without medical insurance needs to pay to get his aching wisdom teeth removed.
If they have several financial alternatives, such as the ability to borrow money from friends and family, use credit cards or bank loans, or have enough assets to provide for their needs, then they will most likely be fine. However, if they do not have such options, where do they look?
Without financial ...
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