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A health care plan is the mechanism used to pay for and deliver health care. Health care is unique when compared with other goods and services because people generally lack knowledge of what kind of health care they need; health care prices are frequently unknown to patients; and health care services are either medically necessary or elective, so patients do not change their health care consumption on the basis of price. Consequently, health care plans are in place to help strike a balance between keeping costs affordable and making sure people receive enough care to stay as healthy as possible. Historically, the LGBTQ population has faced unique challenges in their health coverage because of the earlier absence of universal recognition of same-sex marriages affecting spousal ...

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